Bankruptcy is arguably the most powerful tool in the law, especially considering its low cost. Santa Rosa bankruptcy attorney Robert Bialkin can immediately stop collections, foreclosure, lawsuits, and wage garnishment while protecting your property.
Robert Bialkin is a bankruptcy attorney in downtown Santa Rosa who serves all of Sonoma County, Marin County, Napa County, San Francisco and the entire Bay Area. Some clients have suggested he is the best bankruptcy attorney to work with in Sonoma County. He has over 50 positive reviews and client testimonials online with Google, Yelp, AVVO, and more. READ REVIEWS
Chapter 7 bankruptcy is a fresh start that eliminates dischargeable debts such credit cards, medical bills, payday loans, repossessions, law suits, and personal loans. Property such as cars, personal belongings, retirement accounts, and even cash or savings can be protected if filed properly. Most clients file Chapter 7 bankruptcy, discharging their debts and keeping their stuff. FREE CONSULT
Chapter 13 bankruptcy is a 3-5 year repayment plan for clients that have fallen behind on their mortgage and need to stop a foreclosure. Among other things, Chapter 13 bankruptcy is also used to catch up on debts that are secured or cannot be discharged in Chapter 7 such as child support and most taxes. Upon successful completion of your repayment plan, remaining debts such as credit cards and medical bills are discharged similar to a Chapter 7. Chapter 13 is also for those clients that make too much money to qualify for Chapter 7. FREE CONSULT
Most clients use Chapter 13 bankruptcy to stop a foreclosure or trustee sale and get caught up on mortgage payments. Santa Rosa Bankruptcy Attorney Robert Bialkin is also a REALTOR® and mortgage broker, so he can help clients decide whether a short sale at no cost to the client is a better option to deal with a foreclosure. A client can qualify for a new home loan sooner after a short sale than a foreclosure or bankruptcy. FREE CONSULT
Chapter 11 bankruptcy is used for businesses that need to file bankruptcy or those clients that have too much debt or assets to qualify for a Chapter 13. Chapter 12 bankruptcy helps farmers and family fishermen save their business after falling behind, usually after a bad year or two. The definition of farmer is broad, and Chapter 12 is often the best tool for saving the family home and vineyard. FREE CONSULT